Future Value Calculator

The future value calculator can be used to calculate the future value (FV) of an investment with given inputs of compounding periods (N), interest/yield rate (I/Y), starting amount, and periodic deposit/annuity payment per period (PMT).

Modify the values and click the calculate button to use
Number of Periods (N)
Starting Amount (PV)
Interest Rate (I/Y)
Periodic Deposit (PMT)/period
PMT made at the  
of each compound period


Future Value: $3,108.93

PV (Present Value)$1,736.01
Total Periodic Deposits$1,000.00
Total Interest$1,108.93
32%32%36%Starting amountPeriodic depositsInterest


Period$0$500$1K$1.5K$2K$2.5K$3K0510Starting amountAccumulated depositsAccumulated interest

 Start balanceDepositInterestEnd balance

RelatedInvestment Calculator | Present Value Calculator

Future Value

Future value, or FV, is what money is expected to be worth in the future. Typically, cash in a savings account or a hold in a bond purchase earns compound interest and so has a different value in the future.

A good example of this kind of calculation is a savings account because the future value of it tells how much will be in the account at a given point in the future. It is possible to use the calculator to learn this concept. Input $10 (PV) at 6% (I/Y) for 1 year (N). We can ignore PMT for simplicity's sake. Pressing calculate will result in an FV of $10.60. This means that $10 in a savings account today will be worth $10.60 one year later.

The Time Value of Money

FV (along with PV, I/Y, N, and PMT) is an important element in the time value of money, which forms the backbone of finance. There can be no such things as mortgages, auto loans, or credit cards without FV.

To learn more about or do calculations on present value instead, feel free to pop on over to our Present Value Calculator. For a brief, educational introduction to finance and the time value of money, please visit our Finance Calculator.

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